Broker Check


It's not just a strategy. It's personal.

The financial landscape is vast and ever growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns, and no two clients should have the same, cookie-cutter financial strategy.

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Our Firm

Our Firm

As an independent firm, we are committed to offering complete objectivity and unbiased advice.

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Our Approach

Our Approach

We strive to build long-lasting relationships with our clients, offering education and guidance.

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Our Services

Our Services

We offer a full range of investment and financial services and have access to a wide array of solutions.

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Discover Smarter Investing

Our data-backed approach helps you prepare for retirement at any age. How do you compare?

$200,000

The recommended savings for a 35-year-old with an annual income of $100,000.

$400,000

The recommended savings for a 45-year-old with an annual income of $100,000.

$690,000

The recommended savings for a 55-year-old with an annual income of $100,000.

$1,130,000

The recommended savings for a 65-year-old with an annual income of $100,000.

Source: Investor's Business Daily, 2018

Meet Our Team

Douglas Howes

Douglas E. Howes

President & CEO / Wealth Advisor

dhowes@SapphireWealthLLC.com

Cheryl Howes

Cheryl Howes

Director of Operations

chowes@SapphireWealthLLC.com

Karen Gaudet

Karen Gaudet

Clients Relations Associate

kgaudet@SapphireWealthLLC.com

Kate Wagner

Kate Wagner

Client Relations Manager

kwagner@SapphireWealthLLC.com

Helpful content

Curated articles, videos, and more for a financially savvier you.

SECURE Act 2.0: An Overview

SECURE Act 2.0: An Overview

The second iteration of the SECURE Act brings forward several changes to the world of retirement.
Learn More
Emotional vs. Strategic Decisions

Emotional vs. Strategic Decisions

Information vs. instinct. Are your choices based on evidence of emotion?
Learn More
Choosing a Retirement Plan that Fits Your Business

Choosing a Retirement Plan that Fits Your Business

To choose a plan, it’s important to ask yourself four key questions.
Learn More

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