Broker Check


It's not just a strategy. It's personal.

The financial landscape is vast and ever growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns, and no two clients should have the same, cookie-cutter financial strategy.

Let's Talk
Our Firm

Our Firm

As an independent firm, we are committed to offering complete objectivity and unbiased advice.

More About Our Firm
Our Approach

Our Approach

We strive to build long-lasting relationships with our clients, offering education and guidance.

More About Our Approach
Our Services

Our Services

We offer a full range of investment and financial services and have access to a wide array of solutions.

More About Our Services

Discover Smarter Investing

Our data-backed approach helps you prepare for retirement at any age. How do you compare?

$200,000

The recommended savings for a 35-year-old with an annual income of $100,000.

$400,000

The recommended savings for a 45-year-old with an annual income of $100,000.

$690,000

The recommended savings for a 55-year-old with an annual income of $100,000.

$1,130,000

The recommended savings for a 65-year-old with an annual income of $100,000.

Source: Investor's Business Daily, 2018

Meet Our Team

Douglas Howes

Douglas E. Howes

President & CEO / Wealth Advisor

dhowes@SapphireWealthLLC.com

Cheryl Howes

Cheryl Howes

Director of Operations

chowes@SapphireWealthLLC.com

Karen Gaudet

Karen Gaudet

Clients Relations Associate

kgaudet@SapphireWealthLLC.com

Kate Wagner

Kate Wagner

Client Relations Manager

kwagner@SapphireWealthLLC.com

Helpful content

Curated articles, videos, and more for a financially savvier you.

Retirement Income and the Traditional Portfolio

Retirement Income and the Traditional Portfolio

Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Learn More
Social Security Taxes

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.
Learn More
The Value of Insuring Against Life’s Risks

The Value of Insuring Against Life’s Risks

Building wealth requires protection from the forces of wealth destruction.
Learn More

Have a Question?

Thank you!
Oops!