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It's not just a strategy. It's personal.

The financial landscape is vast and ever growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns, and no two clients should have the same, cookie-cutter financial strategy.

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Our Firm

Our Firm

As an independent firm, we are committed to offering complete objectivity and unbiased advice.

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Our Approach

Our Approach

We strive to build long-lasting relationships with our clients, offering education and guidance.

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Our Services

Our Services

We offer a full range of investment and financial services and have access to a wide array of solutions.

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Discover Smarter Investing

Our data-backed approach helps you prepare for retirement at any age. How do you compare?

$249,285

The recommended savings for a 35-year-old with an annual income of $150,000.

$701,861

The recommended savings for a 45-year-old with an annual income of $150,000.

$1,671,160

The recommended savings for a 55-year-old with an annual income of $150,000.

$3,750,000

The recommended savings for a 65-year-old with an annual income of $150,000.

Source: iShares by BlackRock, 2024

Meet Our Team

Douglas Howes

Douglas Howes

President & Wealth Advisor

dhowes@SapphireWealthLLC.com

Cheryl Howes

Cheryl Howes

Director of Operations

chowes@SapphireWealthLLC.com

Andrew Petralia

Andrew Petralia

Wealth Advisor

apetralia@SapphireWealthLLC.com

Kate Wagner

Kate Wagner

Client Service Associate

kwagner@SapphireWealthLLC.com

Susan MacDonald

Susan MacDonald

Client Service Associate

smacdonald@SapphireWealthLLC.com

Heidi DeMayo

Heidi DeMayo

Administrative Assistant

hdemayo@SapphireWealthLLC.com

Helpful content

Curated articles, videos, and more for a financially savvier you.

Trends in Charitable Giving

Trends in Charitable Giving

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
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To Buy or Not to Buy

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.
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What's New for Social Security?

What's New for Social Security?

There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.
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