Broker Check

What Makes Us Different

Given the uncertainty of the financial markets and economy, the right advice has never been more important in helping you have the confidence that you are on track to meet your wealth goals no matter how the environment might change.

Now, more than ever, these times warrant partnering with a wealth management team that offers a more insightful perspective on your finances, provides a clearer direction on reaching your goals, and presents an actionable unbiased plan that addresses your entire financial life, not just your investment portfolio.

This is what our clients receive with Sapphire Wealth Management, LLC. They also receive:

  • Integrity
    When discussing with our clients their unique needs and goals, we will always, without exception, present our wealth management strategies with clarity and candor. Sapphire Wealth clients are met with honest and truthful expectations based on our sophisticated knowledge, insightful analysis, and deep understanding of today’s complicated financial environment. We have built our firm on our responsibility to others through relationships of trust. Simply put, we believe the foundation of good wealth management is trust.
  • Personalization
    The wealth management process begins with an in-depth interview and analysis of our clients’ present and desired future financial situation. Only after gaining a thorough and clear understanding of their needs and goals, together with our clients we will develop a customized approach with the appropriate strategies designed to suit and satisfy his/her visions and objectives. Serving our clients as independent wealth advisors frees us from the restraints of production quotas while expanding the available product companies that we may recommend.
  • Acumen
    Not only are we passionate about delivering increased confidence to our clients, we also possess the experience, knowledge, and insight necessary to create the wealth management strategies needed to assist our valued clients to truly realize their financial dreams. This experience, knowledge, and insight have been gained, in large part, by solid research, which we believe is fundamental to sound financial planning and investment decisions.
  • Long-term Focus
    We consider our clients’ long-term success our greatest accomplishment. This guiding belief ensures that we establish prudent and disciplined strategies designed to satisfy the needs of our clients’ today and suit their goals of tomorrow. Moreover, it allows us to create strategies that are able to adapt and adjust to the unforeseen and unpredictable changes that can and do occur over the lifetime of our clients and the financial markets and economy at large.
  • Woodbury Financial Services, Inc.
    Integrity and independence are at the center of not just our culture and values, but those of our broker/dealer Woodbury Financial Services, Inc. To ensure Sapphire Wealth clients are served best, Woodbury is uniquely structured to provide us with dedicated support, exceptional service, and innovative solutions. In 2012, it was no surprise to us that one of our nation’s most accomplished broker/dealer networks, Advisor Group acquired Woodbury. Advisor Group’s network of broker/dealers is comprised of over 6,000 registered advisors with over $146.7 billion in assets under management. Their industry leading technology integrates all of their online resources into one cohesive portal.
  • Pershing, LLC.
    Pershing has over $1 trillion* in global assets and has been recognized throughout the industry as one of the leading independent custodians of assets.

Additionally, understanding the Protection of Assets is one of the utmost concerns for Pershing. They are a member of SIPC, which protects securities of its clients up to $500,000 (including $250,000 for claims for cash.) In addition to SIPC protection, Pershing provides coverage in excess of SIPC limits for certain underwriters in Lloyd’s** insurance market. The excess SIPC insurance program provides protection for client assets:

  • An aggregate loss limit of $1 billion for eligible securities – over all client accounts.
  • A per-client loss limit of $1.9 billion for cash awaiting reinvestment – within the aggregate loss limit of $1 billion.

*As of December 31, 2013

**Lloyd’s currently holds a A+ rating from Fitch Ratings and Standard & Poor’s, and an A rating from A.M. Best. These ratings are based on the financial strength of the company and are subject to change by the rating agencies at any time.

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